| Author Profile : |
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 | Author : | Smt. Savita D. Khanapuri and Dr. S. G. Kulkarni
| | Current Position : | | Research Scholar , Research Center Gogte College of Commerce RCU, Belagavi , Karnataka. | | Education : | | - | | Short Profile : | | Smt. Savita D. Khanapuri is a Research Scholar in Research Center Gogte College of Commerce RCU, Belagavi , Karnataka. |
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