Certificate of Publication
ISSN NO  : 2249-894X             
Review Of Research Journal
International Recognition Research Journal
This is to certify that our Editorial, Advisory, and Review Board Accepted Research Paper of
Dr. /Shri. /Smt.: Naresh Kumar
Topic:-“SOCIAL IMPACTS OF CO-OPERATIVE BANKING” A STUDY WITH SPECIAL REFERENCE TO KANGRA DISTT. OF H.P.
[ Assistant Professor in Sociology , Govt. Degree College Nagrota Bagwan, Kangra{ H.P.} ]
The Research paper is Original & Inovative it is Done Double Blind Peer Reviewed.
Authorised Signature
Ashok Yakkaldevi
Editor-in-Chief

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“SOCIAL IMPACTS OF CO-OPERATIVE BANKING” A STUDY WITH SPECIAL REFERENCE TO KANGRA DISTT. OF H.P.
certificate of Excellence in Reviewing
Awarded to
Naresh Kumar

In recognition of an outstanding contribution to the quality of the journal